Selling locally
Physical Precious Metals Execution for Financial Advisors & RIAs
Lone Star Coins works with registered investment advisors and financial planners whose clients want to own physical gold and silver — transparent live-spot execution, trade documentation, custodian and depository coordination, and two-way liquidity.
Why Advisors Refer Physical Metals Purchases to Us
Registered investment advisors contact us regularly with the same situation: a client wants to hold physical gold or silver, and the advisory practice is not set up to transact or custody physical metal. Brokerage platforms handle ETFs and mining equities well, but a client who specifically wants coins or bars in hand — or titled in an IRA through a qualified custodian — needs a dealer, and the advisor needs that dealer to be someone they will not regret recommending.
That is the role we play. Lone Star Coins has operated in San Antonio since the early 1980s, completed over 20,000 transactions in 2025 alone, and distributes nationally with insured shipping and same-day fulfillment. Advisors refer clients to us because the execution is transparent, the documentation is complete, and the client comes back to the advisor with a good experience rather than a complaint.
We Stay in Our Lane — Execution, Never Advice
We are a dealer, not an advisory firm, and we hold that line strictly. We do not give investment advice, we do not discuss allocation percentages, and we do not second-guess the plan you have built with your client. Whether physical metals belong in a portfolio, and how much, is a conversation that stays between you and your client. Our job begins after that decision is made.
What we do handle: explaining the mechanics of the products themselves — the difference between sovereign coins and bars, how premiums over spot work, what is IRA-eligible and what is not — executing the purchase at transparent live-market pricing, and providing the documentation your client file needs.
What Execution Looks Like
Every transaction is priced off the live spot market, on screen, with the premium over spot stated plainly — the same price basis we publish on our live gold and silver price pages. There are no commissioned salespeople, so no one on our side has an incentive to steer your client toward a higher-margin product. We give our best pricing to every client regardless of transaction size — there are no volume tiers to negotiate and no gamesmanship in the quote.
Authentication runs on Sigma Metalytics equipment and certified scales. Clients can transact in person at our San Antonio showroom — walk-ins welcome, Saturdays included — or remotely with fully insured, tracked shipping nationwide. Either way, the client receives complete trade documentation: itemized invoices with product, weight, purity, and pricing, suitable for the client file, estate records, or a future cost-basis calculation.
Direct Ownership, IRA, or Depository Storage
Clients take ownership in whichever form fits the plan. Most take direct physical delivery — in hand at the showroom or by insured shipment. For clients who prefer not to hold metal at home, we coordinate depository storage with established, insured vault facilities.
For retirement accounts, we coordinate with the client’s self-directed IRA custodian and the custodian’s approved depository, supplying IRA-eligible products and the transaction documentation the custodian requires. We do not act as a custodian ourselves and do not market "home storage" IRA arrangements — the metal moves custodian-to-depository, the way a compliant precious-metals IRA is supposed to work.
Two-Way Liquidity
Exit matters as much as entry, and it is a fair question for any fiduciary to ask before recommending a dealer: will they buy it back? We will. Lone Star Coins buys gold and silver every business day at live-spot-based pricing, the same transparent process in reverse — tested and weighed in front of the client, math shown, paid same day.
Your client is never stranded with an asset only the original seller will repurchase at a punitive discount. That two-way market, in the same building, under the same family ownership for two generations, is the practical difference between a bullion dealer and a bullion marketer.
Who Your Client Will Be Working With
The Lone Star Coins team brings professional backgrounds uncommon in the bullion industry — our partners include former attorneys, commercial bankers, small business operators, and venture capitalists. We understand fiduciary documentation expectations and the sensitivities of a professional referral, because we have sat on your side of engagements like these.
The credentials are third-party and verifiable: PCGS and NGC authorized dealer, Sigma Metalytics verified, member of the National Coin & Bullion Association, BBB accredited with an A+ rating, over 800 Google reviews at 4.7+ stars, and a 100% positive feedback rating across more than 35,000 eBay transactions.
How a Referral Works
Introduce us by email or phone, or simply send your client this page. We will walk the client through product options and mechanics — never allocation — quote transparently off live spot, and execute in person or remotely. Documentation goes wherever you and the client direct it.
If it is useful, we are glad to have a call with you first so you can vet the process before putting your name behind a referral. Call (210) 735-7131 or use the form on this page, and ask for a partner.
Common Questions
Do you give investment advice to referred clients?+
No. We are a dealer, not an advisory firm. We never discuss allocation or whether a client should buy — that stays between the advisor and the client. We handle product mechanics, transparent execution at live-spot-based pricing, and documentation.
How is pricing determined for advisory clients?+
Every quote is priced off the live spot market with the premium stated plainly, and we give our best pricing to every client regardless of transaction size. There are no commissioned salespeople and no volume tiers — the same transparent basis applies to a single coin or a large allocation.
Can you work with a client’s self-directed IRA?+
Yes. We coordinate with the client’s self-directed IRA custodian and their approved depository, supply IRA-eligible gold and silver products, and provide the transaction documentation the custodian requires. We do not act as custodian and do not promote home-storage IRA arrangements.
What storage options do clients have?+
Both direct delivery and depository storage. Most clients take physical delivery in person or by fully insured, tracked shipment; for clients who prefer vaulted storage, we coordinate with established, insured depository facilities.
Will you buy the metal back later?+
Yes. We buy gold and silver every business day at live-spot-based pricing, tested and weighed in front of the client with the math shown, paid same day. Clients are never dependent on the original seller’s goodwill to exit the position.
Do you work with clients outside San Antonio?+
Yes. We distribute nationally with insured, tracked shipping and same-day fulfillment, and remote clients receive the same live-spot pricing and documentation as walk-in customers at our San Antonio showroom.
What documentation does the client receive?+
Itemized trade documentation covering product, weight, purity, and pricing — suitable for the client file, estate records, custodian requirements, and future cost-basis reference. Written valuations are also available for estate and fiduciary contexts.






